In Daily life, everyone is having life insurance and this count is been increasing speedily. Although most of the people don't get the full benefit of the plans due to unawareness of plan, Rules and Terms and conditions. As they are informed by the policy informer every profit is not taken by the customer cause informer does not let the customers know. Most of the people have Investment plan but they don't know about the market risk and the portfolio as they don't get the expected amount. Sometimes they also come in a loss. Shri Anuj Agarwal appointed as Interim Chairman of AAI has announced that every policyholder must have the policy portfolio where every type of details must be mentioned like Policy tenure, amount, nominee name, Terms, and conditions.
If a policyholder wants to fill the installment early so policyholder can fill within 5,6,8,10 years. Nominee of the policy holder can also take the amount as monthly income.